Your FICO® Credit Score is affected by these key factors:
1. % OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON REVOLVING ACCOUNTS:
Your account balances are too high in relation to your accounts' credit
limits.
2. LACK OF RECENT INSTALLMENT LOAN INFORMATION:
Your report shows no open or recently reported non-mortgage installment
loans. People responsibly using different types of credit are generally less
risky to lenders.
