m**********s
发帖数: 85 | 1 I still get the same rate as last month, never changed |
b*d
发帖数: 9308 | 2 今天30年的利率肯定是跌了.
【在 m**********s 的大作中提到】
: I still get the same rate as last month, never changed
|
M********I
发帖数: 848 | 3 because it is dropped today in general
:)
you may have small loan amount which has little room for rate drop
or ... |
m**********s
发帖数: 85 | 4 I got high balance amount. But my loan broker still give 3.875% as always
since last month. She said the rate has to be dropped 0.125% so that the
bank can change to 3.75% to borrower. Why?
【在 M********I 的大作中提到】
: because it is dropped today in general
: :)
: you may have small loan amount which has little room for rate drop
: or ...
|
k******o
发帖数: 3328 | 5 Most lender only have 1/8 (discrete case), for example: 3.875%, 3.75%, 3.625%
【在 m**********s 的大作中提到】
: I got high balance amount. But my loan broker still give 3.875% as always
: since last month. She said the rate has to be dropped 0.125% so that the
: bank can change to 3.75% to borrower. Why?
|
b********2
发帖数: 5191 | |
m**********s
发帖数: 85 | 7 I understand.
So it means when the rate dropped but not enough to reduce the rate for the
borrower, the mortgage company or the broker get more commission, right?
Does this mean that under this situation, some "good" mortgage company or
broker will give some credit?
625%
【在 k******o 的大作中提到】
: Most lender only have 1/8 (discrete case), for example: 3.875%, 3.75%, 3.625%
|
p******y
发帖数: 3523 | |
