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Living版 - 有买foreclosure房的吗
相关主题
请问买Foreclosure房子的注意事项请问大家都放多少个月的prepaid property tax在escrow account里面?
向老地主大地主们请教:foreclosure 房子买还是不买是不是LOCK了rate就必须要这个贷款了,利率也不能谈了?
唉,求祝福,買房子真讓人沮喪拼了,决定死撑了 (update 1)
有lawsuit得房子能不能考虑?靠,mortgage竟然被fannie mae据了
下了一个Bank own的offerH1B 贷款的有效身份时间
下offer了,求bless急:请帮看看这个Fannie Mae的counter off
可恶的fannie mae发现monthly fee比原先说的多一百
Title insurance用来保什么的?MMD无良贷款公司,贷款搞砸了,居然收我押金。
相关话题的讨论汇总
话题: offer话题: bank话题: inspection话题: so
进入Living版参与讨论
1 (共1页)
s*****p
发帖数: 5342
1
能给说说经验吗?
i***k
发帖数: 386
2
麻烦。银行大爷架子大得很。

【在 s*****p 的大作中提到】
: 能给说说经验吗?
m***x
发帖数: 788
3
等我买完了再说吧。正常买房时一波三折,买银行房 你至少得准备着九曲回肠。。没
到房子到手,麻烦就断不了

【在 s*****p 的大作中提到】
: 能给说说经验吗?
w*******g
发帖数: 9932
4
除了啥事

【在 m***x 的大作中提到】
: 等我买完了再说吧。正常买房时一波三折,买银行房 你至少得准备着九曲回肠。。没
: 到房子到手,麻烦就断不了

g*****9
发帖数: 4125
5
It is actually much easier in some sense. They are usually sold as is, so no
need to negotiate on the repair. Just make an offer, they are usually in a
hurry to get rid of it, so you can get a good deal. Most prefer to close
within 30 days since the house is empty.
Short sale is much more complicated process on the other hand.

【在 s*****p 的大作中提到】
: 能给说说经验吗?
i***k
发帖数: 386
6
现在已经折腾得肝肠寸断了。递不进话去,人家银行大爷不理你,连listing agent也
得通过email跟银行联系,电话根本不接。在标准合同外又加一大堆不平等条款,大致
说买方承认这是一个forecloure房,情况特殊,买方违约没收押金,而卖方想怎么着都
行。口头接受offer,就是拖着不肯签字。那帮大爷谁都不想担责任。

【在 m***x 的大作中提到】
: 等我买完了再说吧。正常买房时一波三折,买银行房 你至少得准备着九曲回肠。。没
: 到房子到手,麻烦就断不了

o*****8
发帖数: 1079
7
Not true. I bought foreclosure. bank wanted a 10 day contingency, but it
took them 6 days just to sign the offer, leaving 4 days for us. We are in
the process of extending it. IMHO, bankers are bunch of lazy morons who
couldn't care less about the sale price (but the listing agent cares
about the price). Banker's only objective is to doing no work.
Be prepared for a rough ride, as they take extra long to provide you any
paper work.

so no
in a
close

【在 g*****9 的大作中提到】
: It is actually much easier in some sense. They are usually sold as is, so no
: need to negotiate on the repair. Just make an offer, they are usually in a
: hurry to get rid of it, so you can get a good deal. Most prefer to close
: within 30 days since the house is empty.
: Short sale is much more complicated process on the other hand.

g*****9
发帖数: 4125
8
This would vary from bank to bank. You are only describing a small portion
of them.

【在 o*****8 的大作中提到】
: Not true. I bought foreclosure. bank wanted a 10 day contingency, but it
: took them 6 days just to sign the offer, leaving 4 days for us. We are in
: the process of extending it. IMHO, bankers are bunch of lazy morons who
: couldn't care less about the sale price (but the listing agent cares
: about the price). Banker's only objective is to doing no work.
: Be prepared for a rough ride, as they take extra long to provide you any
: paper work.
:
: so no
: in a

o*****8
发帖数: 1079
9
and you have dealt with millions of bank owned?
it's not hard to imagine banks are no motivated at all. if they want a
quick sale it's because they don't want to be bother anymore by the same
home. they will take their time to provide you any paperwork, period.

portion

【在 g*****9 的大作中提到】
: This would vary from bank to bank. You are only describing a small portion
: of them.

g*****9
发帖数: 4125
10
No, not millions, but I made over 2000 offer on foreclosure properties last
year, successfully bought over 100, record is closing on 7 in one day. I was
able to sell most of them back within 3 month time after slight work.
Shortest time from contract to close is 10 days, longest is 2 month. I do
not deal with banks that do not respond quickly.

【在 o*****8 的大作中提到】
: and you have dealt with millions of bank owned?
: it's not hard to imagine banks are no motivated at all. if they want a
: quick sale it's because they don't want to be bother anymore by the same
: home. they will take their time to provide you any paperwork, period.
:
: portion

相关主题
下offer了,求bless请问大家都放多少个月的prepaid property tax在escrow account里面?
可恶的fannie mae是不是LOCK了rate就必须要这个贷款了,利率也不能谈了?
Title insurance用来保什么的?拼了,决定死撑了 (update 1)
进入Living版参与讨论
s*****p
发帖数: 5342
11
大牛!!! PFPF!

last
was

【在 g*****9 的大作中提到】
: No, not millions, but I made over 2000 offer on foreclosure properties last
: year, successfully bought over 100, record is closing on 7 in one day. I was
: able to sell most of them back within 3 month time after slight work.
: Shortest time from contract to close is 10 days, longest is 2 month. I do
: not deal with banks that do not respond quickly.

p*****e
发帖数: 16417
12
赞,热心耐心的大牛。
我很难想象自己有上百套房子的产业,还能关心BBS上的小菜鸟。

last
was

【在 g*****9 的大作中提到】
: No, not millions, but I made over 2000 offer on foreclosure properties last
: year, successfully bought over 100, record is closing on 7 in one day. I was
: able to sell most of them back within 3 month time after slight work.
: Shortest time from contract to close is 10 days, longest is 2 month. I do
: not deal with banks that do not respond quickly.

s*****p
发帖数: 5342
13
介就叫觉悟! 俺们DCer都是活雷锋!

【在 p*****e 的大作中提到】
: 赞,热心耐心的大牛。
: 我很难想象自己有上百套房子的产业,还能关心BBS上的小菜鸟。
:
: last
: was

b*****r
发帖数: 4717
14
2nd this,generally local banks are easy to deal with.

【在 g*****9 的大作中提到】
: This would vary from bank to bank. You are only describing a small portion
: of them.

a**d
发帖数: 4285
15
我正买的是属於FANNIE MAE 的foreclosure的房,sold as is没事,一定要加
inspection contingency,检查完问题大不要就好了,我没觉得foreclosure麻烦。

【在 s*****p 的大作中提到】
: 能给说说经验吗?
p*****e
发帖数: 16417
16
买foreclosure的房子,还能砍价吗?还是银行开多少就算多少?

【在 a**d 的大作中提到】
: 我正买的是属於FANNIE MAE 的foreclosure的房,sold as is没事,一定要加
: inspection contingency,检查完问题大不要就好了,我没觉得foreclosure麻烦。

a******t
发帖数: 75
17
我买了foreclosure, 砍了6%,跟普通seller一样砍价

【在 p*****e 的大作中提到】
: 买foreclosure的房子,还能砍价吗?还是银行开多少就算多少?
p*****e
发帖数: 16417
18
多谢,多谢。
有人说foreclosure的房子买前不能看,还有旧主人不搬走这样事,总搞得我有些怕怕
的。
实际上,是不是foreclosure的房子就相当于是卖主是银行?一样能事先看房子的?
再次感谢。

【在 a******t 的大作中提到】
: 我买了foreclosure, 砍了6%,跟普通seller一样砍价
a******t
发帖数: 75
19

At least I saw the house before I made an offer. The previous owner has
moved out at that time.
I did an inspection after my offer was accepted. But usually the bank would
sell the house AS IS. So there is almost no negociation room even if you
found something wrong in the inspection.
The inspection just makes sure there is no big problem in the house.

【在 p*****e 的大作中提到】
: 多谢,多谢。
: 有人说foreclosure的房子买前不能看,还有旧主人不搬走这样事,总搞得我有些怕怕
: 的。
: 实际上,是不是foreclosure的房子就相当于是卖主是银行?一样能事先看房子的?
: 再次感谢。

p*****e
发帖数: 16417
20
多谢。
如果检查发现房子有不能容忍的问题,应该还是可以无条件取消OFFER的吧。
我们这里一般买房的规定是,Offer被接受后一周内,买家可以无条件取消Offer,买家
不会受到任何处罚。这个放在Foreclosure的房子上应该也是一样的吧。
我下周找个Realtor咨询一下。
Thanks again:)

would

【在 a******t 的大作中提到】
:
: At least I saw the house before I made an offer. The previous owner has
: moved out at that time.
: I did an inspection after my offer was accepted. But usually the bank would
: sell the house AS IS. So there is almost no negociation room even if you
: found something wrong in the inspection.
: The inspection just makes sure there is no big problem in the house.

相关主题
靠,mortgage竟然被fannie mae据了发现monthly fee比原先说的多一百
H1B 贷款的有效身份时间MMD无良贷款公司,贷款搞砸了,居然收我押金。
急:请帮看看这个Fannie Mae的counter off说说这个refinancing special program, no PMI for under 105% LV
进入Living版参与讨论
s*****p
发帖数: 5342
21
俺听说的好像最近都在加价...

【在 a******t 的大作中提到】
: 我买了foreclosure, 砍了6%,跟普通seller一样砍价
s**********d
发帖数: 36899
22

我看的foreclosure都是bank owned人搬走了能看房有的状况还很好。
你说的可能是auction上买。auction卖不出去的变成bank owned就
容易多了。不过auction的时候一般人也搬走了。

【在 p*****e 的大作中提到】
: 多谢,多谢。
: 有人说foreclosure的房子买前不能看,还有旧主人不搬走这样事,总搞得我有些怕怕
: 的。
: 实际上,是不是foreclosure的房子就相当于是卖主是银行?一样能事先看房子的?
: 再次感谢。

g*****9
发帖数: 4125
23
That depends on the local market, each area is different

【在 s*****p 的大作中提到】
: 俺听说的好像最近都在加价...
p******r
发帖数: 189
24
他是agent,不是拥有上百套房产的大款吧。

【在 p*****e 的大作中提到】
: 赞,热心耐心的大牛。
: 我很难想象自己有上百套房子的产业,还能关心BBS上的小菜鸟。
:
: last
: was

1 (共1页)
进入Living版参与讨论
相关主题
MMD无良贷款公司,贷款搞砸了,居然收我押金。下了一个Bank own的offer
说说这个refinancing special program, no PMI for under 105% LV下offer了,求bless
refinance 时appraisal value请教可恶的fannie mae
second home, LTV =95%, BOA 给了个15yrs 4.75 从不从?Title insurance用来保什么的?
请问买Foreclosure房子的注意事项请问大家都放多少个月的prepaid property tax在escrow account里面?
向老地主大地主们请教:foreclosure 房子买还是不买是不是LOCK了rate就必须要这个贷款了,利率也不能谈了?
唉,求祝福,買房子真讓人沮喪拼了,决定死撑了 (update 1)
有lawsuit得房子能不能考虑?靠,mortgage竟然被fannie mae据了
相关话题的讨论汇总
话题: offer话题: bank话题: inspection话题: so