d******r
发帖数: 28 | 1 I was in the dental office for routine cleaning and was told that I needed a
deep cleaning and my insurance would cover that. The estimated out of
pocket cost would be $90. Based on the estimate, I made my decision to
accept the deep cleaning service. I paid the estimate the dental office
said I'd be responsible for, but after the work was done and the claim
processed, I was left with a $600 bill because the estimate was processed
under the wrong understanding of my insurance. The dental offi | i****y
发帖数: 5184 | 2 Technically, you are responsible for understanding your own insurance policy
. The dentist's office, as a third party, did the estimate out of courtesy.
I bet the contract has a clause which says if the insurance covers less
than they estimate, you are responsible for the residual.
That said, you can definitely use the argument you identified below to
negociate with them. After all, you've received the serve (in full) but
haven't paid for it (in full), so you are in a very good negociating
p
【在 d******r 的大作中提到】
: I was in the dental office for routine cleaning and was told that I needed a
: deep cleaning and my insurance would cover that. The estimated out of
: pocket cost would be $90. Based on the estimate, I made my decision to
: accept the deep cleaning service. I paid the estimate the dental office
: said I'd be responsible for, but after the work was done and the claim
: processed, I was left with a $600 bill because the estimate was processed
: under the wrong understanding of my insurance. The dental offi
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