l******d
发帖数: 27 | 1 谢谢回复！
具体说来，从program发展规模上看，term position的学校program的规模更大，学生
多，在课程设计、发展更自由一些。而且因为学校大，在研究资源上相对会好些。term
position也可以promote到类似tenured那样的职位。
tenure track的学校，学生比较少，教学方面比较枯燥一些，自己设计发展新课的自
由度不太高。
反正都主要是teaching，我觉得能够享受teaching过程，和学生的互动方面也是挺重要
的。现在呆的学校，我就是觉得教学挺呆板无聊的，也没什么研究方面的支持，虽然是
tenure track,我也就觉得没多大意思。 |
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C**a
发帖数: 185 | 2 Term 的大学大，资源多，但是不见得轮到non tenure track的人吧。自己的program都
没有ap的话，显然上面就是期望你教学而已。你说的那些资源未必上面给你提供呀。
谢谢回复！具体说来，从program发展规模上看，term position的学校program的规模
更大，学生多，在课程设计、发展更自由一些。而且因为学校大，在研究资源上相对..
...... |
|
s******g
发帖数: 3841 | 3 就这么说吧，现在这个校长或者院长愿意发展你那个term的program，所以许诺了一堆
你怎么知道下一个州长/校长/院长/党委书记来不是直接把你的program砍掉呢？如果你
是tenure，谁也不敢随便lay off你，但如果你是term，叫你走你就走，当初许诺的什
么job security你哪找出来跟别人论理？
所以不是写在纸上的待遇都是浮云。至于什么课程的灵活度，在这些因素面前不值一提
连UFL这样的学校都曾经有院长想砍掉一个系的情况 |
|
T*****T
发帖数: 640 | 4 【 以下文字转载自 AC 讨论区 】
发信人: TOMYMOT (一地鸡毛), 信区: AC
标 题: about the definitions of some technical terms of optical elememt drawing in Japanese format
发信站: BBS 未名空间站 (Mon Oct 23 12:05:05 2017, 美东)
Hi:
Does anyone like to help me confirm / share the definition of the following
technical terms in a drawing in Japanese format (I guess it is of a Japanese
format.):
面本数, Is it talking about the surface power in fringes?
亚斯
P－V值（最适R适用后）Is it talking about IRR P-V value? |
|
s**********n
发帖数: 111 | 5 生小孩可以申请short term disability leave. 如果是一般手术呢，想休息几个月，
可以申请short/long term disability leave吗？这样保险公司给付一部分工资。。还
是只能unpaid leave呢？
谢谢！ |
|
c******a
发帖数: 159 | 6 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: cloudsea (lily), 信区: SanFrancisco
标 题: looking for a roommate-short term
发信站: BBS 未名空间站 (Thu Nov 3 18:44:26 2005)
I am going to San Fransicso for AGU meeting this fall from Dec.4 - Dec.10, and
I am looking for a short-term female roommate to share a hotel room
If you are interested, email me at l******[email protected] or call me at 217-721-
7919. |
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d***n
发帖数: 450 | 7 * in Jersey City downtown｡
* In a 3 bedroom apt｡
* Share kitchen and baths｡
* furnished bedroom
*Share bills of electricity and gas.
*Available June. 1
*$650/month
*One and half month deposit is required.
*Shorter term subletting is also possible.
About the location:
* Grove street PATH station is a 5 minute walk.
*8 minute ride to the World Trade Center
*15 minute ride to the 33rd street station in Midtown Manhattan
*Shorter term subletting is also possible.
*ShopRite, Stap |
|
o*****k
发帖数: 28 | 8 4 Bedrooms + 3.5 Bath spacious furnished townhouse with flexible lease terms
available from Jan. 1st, 2009 for lease (We offer 10% rent discount before
Nov.30th, 2008)
Lease terms (Note: No application fee, but must pass credit check):
1. For 12 month lease, $2400 per month + 500$ security deposit
2. For 6 month lease, $2600 per month + 500$ security deposit
3. For 3 month lease, $2800 per month + 500$ security deposit
4. Monthly rental, $2950 per month + 500$ security deposit
5. We are proud to |
|
t*******n
发帖数: 20 | 9 As title. Very quiet and secure campus apt. Long-term sublease available
since Jan 1. Female only please. $503 per month, all utilities included. No
furniture. Long-term prefered. Please reply asap if interested. |
|
K****D
发帖数: 30533 | 10 About the rationality of buying term life:
Shouldn't the term life be bought by other people rather than yourself?
e.g., it should be "I want to insure 5 million for my husband, because he
is the major income source in my family. I think it's a good investment."
Why do people insure themselves? @_@ |
|
K****D
发帖数: 30533 | 11 ☆─────────────────────────────────────☆
facmit (facmit) 于 (Wed Sep 24 23:04:04 2008) 提到:
A stupid question. right now is 2000. I think it is a good long term option:
1) ther worst case, it can go to 1000, then 50% loss
2) but sooner or later(next five year), it will rebounce back, for example,
very likely, 3000.
So it seems a good long term choice. Do I miss anything here to be stupid?
☆─────────────────────────────────────☆
heartinny (小胖子 VS 大胖子) 于 (Wed Sep 24 23:18:51 2008) 提到:
You m |
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o*****c
发帖数: 241 | 12 it depends on your trade type whether it is long-term(1-3 months), short-
term(2-5 days) or scalping. Volatility is also a factor to consider. when
VIX is 80, you should not set your swing trades with 2% stop, which was ok
when VIX is 20-30.
lots of other factors are considered too. I use 3% right now.
another way is to adjust your trade size to hedge some risk in high vol
period. |
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n******n
发帖数: 12088 | 13 Buy-and-holders intend to say they are "investors", not "speculators". In
addition they look down on short-term traders while highly regard themselves.
Their arguments are from the historical data, which is essentially empirical
. But what is the true cause of this "long-term up legend"? Is it because of
market itself, or because of external powers? A good example is the policy
of pension and 401k, which encourage, and even force retirement saving to
be put into stock market.
I don't know if th |
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m**********r
发帖数: 887 | 14 Hong long is a mid-term in stock market trend? It's really confusing when
people are talking about thess terms, looks like different people have
different definition about them. Can we unify the standards? |
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s*******d
发帖数: 126 | 15 I didn't mean mutual funds, rather annuity with tax-deferred growth and
possible death benefits. But I see that this is besides the point you are
trying to make.
I am not a fan of VUL neither and I don't quite understand how it works. I
was trying to make a comparison (term life + annuity) to understand the
product better. But it sounds like there is more to a simple combination of
term + tax-deferred investement + death benefits with VUL...
Isn't the point of surrender fees to get invested mone |
|
m*********a
发帖数: 3299 | 16 This is contrary to what I thought. He said in the CNBC interview that long
term growth rate of USA GDP will be half of the past 25 years, approximately
1.5%. The inflation threat will be mitigated to 1%. Thus this is a perfect
scenario for long term treasury bonds with yield of >4% |
|
s****n
发帖数: 700 | 17 【 以下文字转载自 Stock 讨论区 】
发信人: sallen (looking for job), 信区: Stock
标 题: is short term capital gain subject to FCIA and medicare?
发信站: BBS 未名空间站 (Tue Nov 3 22:19:56 2009, 美东)
Besides federal and state tax, should I also pay FCIA and medicare tax for
short term capital gain? |
|
t****n
发帖数: 278 | 18 Short-term period: 60 days
90% of current shares are more than 60 days.
So the broker will only charge the 10% of the total shares for Short-term
Trading Fee right?? |
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Y********e
发帖数: 2445 | 19 问问。
我的情况是：30出头，身体健康，已婚，有一个小孩--1岁左右。
大家觉得我这种情况应该买20y-term还是买30y-term？ |
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J**S
发帖数: 25790 | 20 是不是FIDELITY自家的，没有short term trading fee，今天买，第二天卖都不收费是
吗；
只有非FIDELITY才有short term trading fee？ |
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J**S
发帖数: 25790 | 21 谢谢大牛回复。
我买了FFNOX，哪里都没有看到有short term trading fee，即使是在prospectus。
如果没有FEE，是不是当股票一样买卖，而不用交TRANSACTION FEE 和short term
trading fee？ |
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s********n
发帖数: 1962 | 22 大家都在提醒你 Mutual fund is not for short-term trading. 这是为了你好。
买 MF 的人压根就不应该操心这个 short-term trading fee 的问题。
这就好比你要开 sedan 去 off-road，别人都跟你说不行，你却只关心费不费油这
种不相干的问题。 |
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s***s
发帖数: 4329 | 23 TERM的话是时间越短越便宜
10年<15年<20年<30年
首先要问问自己为什么要买保险
通常大家的做法是COVER到娃大学毕业就可以了
比如如果孩子10岁的话
买10年的TERM就可以了 |
|
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t*m
发帖数: 4414 | 25 麻省的 income tax 是 5.3%, 但是short term capital gain state tax = 12%
请问 new york state 对 short term capital gain 也收重税吗？ 谢谢。 |
|
c*******e
发帖数: 5818 | 26 两个之间，大概有3到4倍的差距。不过term with Return Of Premium，到期后，返还
所有的premium |
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s********n
发帖数: 1962 | 27 Term in its simplest form. |
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o****w
发帖数: 1800 | 28 我准备买term 和whole life的组合.
对于一般工薪家庭, whole life的投资意义并不大,虽然保险公司会提供guaranteed
return plus non-guaranteed dividend,但是每年credit到你保险帐上的value并不是
你存进的钱, 中间是要打很大的折扣的, 只有长期存款, 才能体现一定的投资收益. 所
以,从投资目的, whole life并不大.
不过,我们目前也没有做其他投资, 还考虑到它额外的人身保险意义,就选择一个中等额
度的whole life, 外加一个30年的term . |
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r****m
发帖数: 1204 | 29 I am an independent broker.
I only focus on Term life and represent the lowest Term life provider (or
more expensive ones if you like to go with bigger names) in any state in the
U.S.
From all my posts you probably can already tell - I don't like, actually
hate 忽悠人, 尤其是自己的同胞!
I can safely say this - if you are a not successful millionaire at this time
(<$5.5M asset for you or $11M for your family), IUL is not for you! |
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S*******s
发帖数: 10098 | 30 我问了一个Selectquote网上找Term life的，把他拿的价钱和网下broker找的基本一样
。
Term life Premium是由精算师们根据你的健康状况，生命长度表来计算的，算出来的
价格也应该差不多才make sense。 |
|
S**C
发帖数: 2964 | 31 Your agent certainly want to you to insure longer term so s/he can get more
commision, but do you still need life insurance after 20 years? I know my
wife and I do not, as a matter of fact, we do not need life insurance after
15 years from now, or even 10 years since by then we should already
accumulate enough asset to be "self insured" in terms of life insurance. |
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r****m
发帖数: 1204 | 32 不知道可以作广告, 也自我表现一下哈 (版主要删请便,没意见) -
I have helped many mitbbs friends, will be glad to help more.
Although I'm licensed to sell anything, I only recommend Term life for hard-
working families. All you need is basic coverage, not a slavery life for
the insurance companies.
As an independent broker, I can find you the lowest Term provider anywhere
in the U.S.
Please PM me if you want to compare quotes. |
|
r****m
发帖数: 1204 | 33 Online quotes should give you the same price you can get anywhere else (
although I have seen some agents gave out ridiculous quotes).
The best Term providers are those usual suspects, but it could vary with
your unique situation (state, term, health condition, etc.).
Feel free to PM me, I can take a look for you. |
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y******5
发帖数: 416 | 34 我就是加州的agent，我回答你几个问题。
第一，你这个1100是多少保额的保费呢？你有吸烟吗？你是公民或绿卡还是外国人身份
？如果保额是50万，有绿卡或公民，不吸烟，身体好，这个价格实在不怎么样。
第二，你要买的产品是哪家？有没有重大疾病、绝症和长期护理这样免费的rider？
第三，你选择的年限是根据孩子、房贷或自身某些原因嘛？有的人选择20年，孩子长大
后就不管了。有的人选择35年，确保尽可能长的时间里享受这种价廉物美的保险。
第四，我建议你找个正规的agent好好聊聊，一个专业诚实的agent会根据你自身的状况
，设计一个适合你的保险。我不知道网上quote的到底能省几个钱？我只知道保险不是
固定模式，不是一个产品可以套用在每个人身上。
第五，Term的佣金很低，我不知道哪个agent会返你钱？而且我们公司做得好的agent都
是用自己的专业知识和周到服务来赢取客户。如果你有客户源，可以考个执照，和
agent合作，公司直接给你分佣金。
我们公司AIG，用我们公司的软件，假设你身体最好的rate，有绿卡或公民，不吸烟，
50万保额30年的Term是640/年。性价比参看第二条，有... 阅读全帖 |
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y******5
发帖数: 416 | 35 我就是加州的agent，我回答你几个问题。
第一，你这个1100是多少保额的保费呢？你有吸烟吗？你是公民或绿卡还是外国人身份
？如果保额是50万，有绿卡或公民，不吸烟，身体好，这个价格实在不怎么样。
第二，你要买的产品是哪家？有没有重大疾病、绝症和长期护理这样免费的rider？
第三，你选择的年限是根据孩子、房贷或自身某些原因嘛？有的人选择20年，孩子长大
后就不管了。有的人选择35年，确保尽可能长的时间里享受这种价廉物美的保险。
第四，我建议你找个正规的agent好好聊聊，一个专业诚实的agent会根据你自身的状况
，设计一个适合你的保险。我不知道网上quote的到底能省几个钱？我只知道保险不是
固定模式，不是一个产品可以套用在每个人身上。
第五，Term的佣金很低，我不知道哪个agent会返你钱？而且我们公司做得好的agent都
是用自己的专业知识和周到服务来赢取客户。如果你有客户源，可以考个执照，和
agent合作，公司直接给你分佣金。
我们公司AIG，用我们公司的软件，假设你身体最好的rate，有绿卡或公民，不吸烟，
50万保额30年的Term是640/年。性价比参看第二条，有... 阅读全帖 |
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n******y
发帖数: 35 | 36 想买一个长期的insurance
之前听了一个broker说IUL，觉得挺好的。其实也是想要一种储蓄型的，而且希望若
没有term的话还能拿出来这些钱来用，虽然好像回报不很高，但是否值得考虑呢？
还看了有Whole life，据说没有IUL划算？
我觉得可能是被忽悠到了，但是google了一些，也没觉得作为储蓄的话有很大
问题。
比较想买一个长期insurance，和term互补。小白一枚，也没有很多闲钱投资，只是
想有一部分保障。
大家都是怎么选择的呢？ |
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m*********t
发帖数: 1250 | 37 你随便google一个term life insurance calculator算算就知道了~ 这个要根据每个人
情况不同而异，比如身体状况、房贷多少、家里收入情况和是否追加意外险AD&D等。大
部分人可能20-year term就够了~
下面这个网站可以比较各个不同provider的quotes，注意除了便宜，再google搜搜评价
和公司情况等。
http://www.term4sale.com |
|
x******8
发帖数: 254 | 38 申请了一个职位，是term hire position. term hire 是什么意思啊？ 哪位大侠能不
能答疑一下啊? |
|
z**r
发帖数: 17771 | 39 【 以下文字转载自 Linux 讨论区 】
发信人: zher (民工.铜豌豆), 信区: Linux
标 题: long term part time asterisk expert needed
发信站: BBS 未名空间站 (Fri Mar 30 11:37:53 2012, 美东)
发信人: zher (民工.铜豌豆), 信区: EmergingNetworking
标 题: long term part time asterisk expert needed
发信站: BBS 未名空间站 (Fri Mar 30 11:37:41 2012, 美东)
better with some billing and basic scripting experience too.
If you have a few extra hours a week from time to time, and want to make
some additional money, please let me know. |
|
c******0
发帖数: 6 | 40 码工职业。
有个问题请教大家：前段时间出了交通事故，头部受到剧烈撞击。现在集中精力工作一
段时间后就感觉严重头疼，而放松不思考问题就没什么事。医生说如果休息一段时间会
有帮助。
现在有个option是向公司claim short term disability，可以领半薪回家休息半年。
我想了解一下，如果有了short term disability的记录，以后如果想跳槽，其他公司
会不会因为我大脑受过损伤而影响我的工作录取机会？
这种记录还有其他什么负面影响吗？
谢谢。 |
|
I*********e
发帖数: 65 | 41 换Loan Term指的是譬如从30 Year Fixed Rate换成5 Year ARM。 您这种从自己付
Closing Costs的换成让Lender 帮您付Closing Costs的不叫换Loan Term, Lender只需
要把利率提高一点用高利率下多出来的Credit来Cover您的Cost就行了， 对Lock没有影
响。 希望对您有帮助。 |
|
S*********s
发帖数: 1963 | 42 嗯，“没钱可以（只）付基本的月供”这个确实是长term贷款的好处，而利率低一些则
是短term贷款的好处。
多谢简明扼要的科普，也给你送个双黄包不成敬意。 |
|
b****y
发帖数: 35 | 43 These days I am trying to buy Health Insurance for my wife. At first, I am
lost in those terms in the Health Insurance Quotes. Finally, I killed these
terms and want to share with those guys who want to buy Health Insurance.
actuary - a mathematician in the insurance field. Responsible for calculating
premiums, developing plans and defining underwriting risk.
agent - a licensed individual who represents several insurance companies and
sells their products.
benefit - reimbursement for covered med |
|
o*******8
发帖数: 55 | 44 谢谢gracelaqiu的热心回答。现还有一些疑问，希望得到您的解答，先谢谢了！
1。他已经在美工作>15年了。您的意思是DISABLITY两年以后可以申请MEDICAID（即使
他仍然有医疗保险，他的医疗保险是随配偶的保险，配偶仍然在工作），对吗？
2。另外我们为他申请Social security long term disability, 是不是需要填写
Application for Benefits form and Adult Disability Report Form (SSA-3368)
which collects information about his disability and his work history?
3。您提到的SSI 与上述的Social security long term disability 是同样的Benefit
还是不同的Benefit， 我们应该另外申请SSI吗？
因为不懂这方面的policy, 所以感到很困惑。谢谢您的热心帮助！ |
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m*****n
发帖数: 760 | 45 有点想买term life，<35, non-smoker,
问了一个agent，20年的term，
~400 for 50万
~650 for 100万
这个价格是不是贵了？ |
|
h*******k
发帖数: 1067 | 46 Whole Life 费率高，且每年上升，保一辈子，死了全额拿钱，但是现在已经不大流行
，因为货币贬值太快
Term Insuarance在term里费率恒定，死了全额拿钱，是现在的主流，特别是年轻人
注意这两个保险一般只保病死不保意外，意外有专门的accidental Insuarance |
|
m********e
发帖数: 3562 | 47 i think term life covers death no matter how you die. i asked this
question to my agent and he confirmed that term life covers all kind of
death - some may even covers suicide (2 years after you start your
insurance) |
|
u**********0
发帖数: 572 | 48 用boa的卡从charter one取600刀，当时着急用钱，有个2.75美元的term费，从boa的账
单来看602.75，但其实我当时只拿到600刀整（从charter one的receipt也反映了这个
，说dispensed 600$）.
另外boa的账单上也有2美元的transaction fee和这个transaction对应。
什么是term owner fee？ 谢谢！ |
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s*********t
发帖数: 16647 | 49 It has been proved the answers from CSRs are sometimes not consistent and
bullshit. The program won't honor what CSRs have said. The terms/conditons
is the only thing you could rely on or fight with if something bad
happens.
Clearly, the terms/conditions states: Capital One will match up to 100,000
miles that were previously earned through ****any single eligible airline
credit card program***
and pay attention to the rate list below, they do use credit card program (
AA card) instead of AA adva... 阅读全帖 |
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a*****s
发帖数: 3643 | 50 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: airways (Good Luck to Me), 信区: SanFrancisco
标 题: 请推荐Term Insurance
发信站: BBS 未名空间站 (Wed Jul 13 01:15:39 2011, 美东)
要有孩子了，最近家里人有的癌症的，打算买个保险，没买过Term Insurance，请推荐
一个，谢谢。 |
|
